Doing the right thing. The backlash against the banks.

Published by Stephanie Farrow, Certified Financial Planner on Mar 22, 2017

There has been a big buzz in the media recently about sales pressure in bank branches to upsell their clients’ additional credit cards, lines of credit, or bank accounts with higher fees etc.  Some bank... Continue reading

House rich, savings poor. What this means for retirement.

Published by Stephanie Farrow, Certified Financial Planner on Mar 01, 2017

According to results from the most recent Manulife Bank Homeowner Debt Survey 26% of homeowners surveyed expect their home equity will make up more than 80% of their wealth at retirement.  A further 18%... Continue reading

Time to grow up and get your finances in order

Published by Stephanie Farrow, Certified Financial Planner on Feb 01, 2017

I remember sitting in personal finance class in University and our professor putting the following words on the board, “YOU make money, or your MONEY makes money – you decide.”  This statement speaks ... Continue reading

New sections included in your December 31,2016 Manulife Securities statement

Published by Stephanie Farrow, Certified Financial Planner on Jan 09, 2017

Changes have been made on investment statements to help increase investor understanding.  Research indicated investors want to better understand “How am I doing?” and “What is it costing me?”  The purpose... Continue reading

Just ask. No financial question is stupid. This is your future.

Published by Stephanie Farrow, Certified Financial Planner on Dec 01, 2016

“Blah, blah, blah”… is this what you think you hear your financial advisor saying sometimes?  The financial marketplace is riddled with acronyms and jargon that can make these conversations confusing.... Continue reading

Financial planning. Who can you trust?

Published by Stephanie Farrow, Certified Financial Planner on Oct 01, 2016

Trust can be a tricky thing.  It is at the cornerstone of most relationships whether they be personal or professional.  Trust can make or break a relationship.  It can come easily, or be difficult, have... Continue reading

Financial advice. What's it worth?

Published by Stephanie Farrow, Certified Financial Planner on Sep 26, 2016

How do we put a price tag on the value of long term financial advice?  This is a lengthy topic. Financial planners and investment advisors are paid for their services in a variety of different ways ranging... Continue reading

In a Robo world, let's not forget personal service

Published by Stephanie Farrow, Certified Financial Planner on Aug 01, 2016

As a co-businesss owner whose cornerstone is built on personalized service I often find a lack of human personal service in other areas of my life hard to swallow.   Are we watching human interaction ... Continue reading

Never a dull moment; Brexit and investment markets

Published by Farrow Financial Services on Jul 08, 2016

Never a dull moment. This phrase seems to sum up investment markets of late. To the surprise of many, and contrary to polls and financial market sentiment, Britain voted to leave the European Union on... Continue reading

Life insurance discounts tied to your fitness level? Your Fitbit will prove it.

Published by Stephanie Farrow, Certified Financial Planner on Jun 01, 2016

Life insurance meets modern technology.  Anyone who has applied for life insurance will know you need to answer a long list of health questions, possibly participate in a paramedical exam, and your doctor... Continue reading