How we do business
With over 25 years experience in financial services, we provide clients with after-tax planning advice and products to meet their investment, insurance, retirement and estate planning needs. Our clients benefit from our hands-on style of planning. Taking the time to build and maintain a solid financial plan is an important step on the road to financial success. Helping our clients create a plan and evolve it over time is our recipe for keeping clients happy for life.
We believe in the merits of a financial plan. We build our business around professionalism and integrity. We build long term relationships with our clients and specialize in using an after-tax approach and, the intergenerational transfer of family wealth. We pride ourselves on providing quality advice and service, using our knowledge and expertise in financial services to benefit our clients. Our investor profiling and investment strategies are based on long term strategies focused around a ‘buy and hold’ philosophy. We are not market timers, nor do we offer predictions on the market. We keep in pace with all market and economic updates and will suggest changes to your portfolio when there’s a change in your personal circumstances, a fundamental change in your funds, or significant change to the market and economy relative to your goals.
We take time to know our clients, their families and goals. We cultivate long term relationships and build financial plans to help families meet their investment, insurance, retirement and estate planning needs.
Our financial planning process - what to expect:
Establishing the client - planner relationship
We discuss what you are looking for in a financial planner and how it aligns with what we can provide for you
Determining your goals and expectations
We listen to understand your goals and dreams. Before we make a road map, we need to know where you are headed
Clarifying your present financial status and identifying any problem areas and opportunities
We take a look at what financial building blocks you currently have in place and how they fit into your overall plan
Developing and presenting the financial plan
We recommend financial strategies to help you realize your goals
Implementing the financial plan
Together, we take action and implement the agreed upon strategies
Monitoring the financial plan
We review the plan over time to keep on track and adjust as needed