OUR SERVICES

If you want a realistic look at the bottom line, then after-tax investment strategies and after-tax income solutions are the answer. It’s about keeping more of what you earn and making sure you are utilizing strategies to keep more of your hard earned dollars in your pocket.

We consider all aspects of investment and retirement planning including:

• Investor profiling

• Risk tolerance analysis

• Goal setting and asset allocation

• Retirement income projection

• Pension, CPP and OAS analysis

• TFSA or RSP?  RIF or Annuity?

• After tax planning

• Cost effective management strategies
   

WE HAVE BEEN PROVIDING INSURANCE ADVICE TO CLIENTS FOR OVER 25 YEARS
 

 Who will care for you if you can no longer care for yourself?
We take into consideration any benefits you have and your budget for recommendations.
 

• Family mortgage and debt protection, income replacement, final expenses 

• Critical Illness and Disability insurance 

• Health, Life and Long-term care insurance 

• Dental insurance 

• Travel insurance  

• Business insurance for self-employed, buy-sell, and key person to help minimize disruptions and ensure business continuation
   

If you want a realistic look at the bottom line, then after-tax investment strategies and after-tax income solutions are the answer.
 

We can help you benefit from tax strategies that:

• Incorporate all tax credits and deductions available to you on your tax return tax deferral and tax conversion opportunities

• Use income splitting opportunities 

• Create estate plans to limit tax exposure 

• Transfer wealth  from one generation to the next

• Minimize probate and estate taxes on transfer of family wealth

• Estate bond

• Inheritance

Farm businesses need a unique type of succession, retirement, estate and planning advice. Use professional expertise to effectively coordinate your farm retirement and succession plans with your personal and corporate tax plans.

• Investment Planning

• Farm Corporations

• Tax Savings Strategies & Income Tax

• Farm Succession and Estate Planning

• Effectively transfer farm assets to children

• Farm succession without dissolving the farm operation
  
   

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